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A borrower with a 150,000 repayment mortgage over 25 years would pay 1,075 a month on an SVR of 7.15percent. This compares to 711 for the same borrower on a fixed rate of 3percent. For residential customers the lender is offering a two-year fix at 6.39percent (90percent LTV) with a 999 fee. First-time buyer deals, meanwhile, have been cut by up to 0.2 percentage points.
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